Loan Products

Need a commercial loan? The SPCCU offers many loan products. See the details below.

Commercial Loans

Mortgages:
SPCCU Terms and Conditions Apply

01.

Business Loans

Want to be an entrepreneur? Business loans are given at the SPPCU for working capital or starting capital of the business.

Information needed:

  1. Business Plan
  2. Business Incorporation/ Registration
  3. Proof of Business Address
  4. Certificate of Incumbency
  5. Identification  of Shareholders, Directors and Signatories
  6. Proof of Address  of Shareholders, Directors and Signatories

 

Please note maximum loan amounts for the following business loan categories:

02.

Agri-business Loans

Agriculture loans are given to those who wish to import goods, export goods, or buy equipment.

Information needed:

  • A Job-letter and Recent Pay Slip
  • Photo Identification
  • Proof of Address

03.

Small Business Development

Make your business grow! These loans are dispersed to help the expansion and grown of small businesses.

Information needed:

  • A Job-letter and Recent Pay Slip
  • Photo Identification
  • Proof of Address

To learn more go to our Products & Services page:

St. Patrick's Co-Operative Credit Union Christmas Club Notice

Members of the St. Patrick's Co-Operative Credit Union Ltd are asked to note that the current Christmas Club savings program closes on Wednesday November 3Oth, 2022, and payments will begin on Monday December 5th, 2022.
Members are also asked to note that the new Christmas Club savings program will open from Thursday December 1st, 2022.
All members and potential members are asked to note that the business hours of the Credit Union are:
8:00am - 3:00pm Monday, Tuesday, Thursday and Friday
8:00am - 2:00pm Wednesday
Thank you for your usual kind co-operation.

Dated the 25th day of November 2022.

PETER D.A. QUEELEY

GENERAL MANAGER