Insurance Products

Need an insurnce plan? The SPCCU has you covered! Check out our insurance products below.


The Family Indemnity Plan

What is the Family Indemnity Plan?

The Family Indemnity Plan (FIP) offers financial comfort during difficult time – providing a benefit to be used to cover the funeral cost for yourself and eligible family members. The FIP provides for a total of up to six (6) eligible family members’ to be insured at any one time.

Who are the eligible family members covered?

  • The member (up to age 75 years)
  • Member’s spouse or significant other 
  • Member’s Significant othera person of the opposite sex who lives with the member and is considered to be the Insured’s common-law spouse.
  • Unmarried dependents between the ages (1 to 25 years – biological or non-biological)
  • Member’s parents or spouse’s parents (up to 75 years)

Documentary Requirements to enroll for the FIP

  • Valid Government-issued picture identification for all proposed insured age eighteen (18) years and over. (Identification Card, Passport or Driver’s Permit)
  • Valid Birth Certificate for all proposed dependents seventeen (17) years and under.
  • Proof of address for the primary certificate holder and all proposed insureds age eighteen (18) years over, in the form of a recent utility bill (no more than three (3) months), or an account statement from a regulated financial institution.

Where do I submit a claim and what are the requirements?

  • You must submit the claim at the Credit Union. You must present the original death certificate and proof of age showing name and date of birth of the deceased in the form of:  Identification card, driver’s permit, passport or birth certificate.
  • For more information, terms and conditions, please enquire at the credit union.

Choose the Plan That Suits You!

Plan A

$ 26 40
  • Benfit of $5000

Plan B

$ 39 60
  • Benfit of $7,500

Plan C

$ 52 80
  • Benfit of $10,000

Plan D

$ 79 20
  • Benfit of $15,000

Ready to enroll? Fill out the enrollment form here!

To learn more go to our Products & Services page:

St. Patrick's Co-Operative Credit Union Christmas Club Notice

Members of the St. Patrick's Co-Operative Credit Union Ltd are asked to note that the current Christmas Club savings program closes on Wednesday November 3Oth, 2022, and payments will begin on Monday December 5th, 2022.
Members are also asked to note that the new Christmas Club savings program will open from Thursday December 1st, 2022.
All members and potential members are asked to note that the business hours of the Credit Union are:
8:00am - 3:00pm Monday, Tuesday, Thursday and Friday
8:00am - 2:00pm Wednesday
Thank you for your usual kind co-operation.

Dated the 25th day of November 2022.