Insurance Products
Need an insurnce plan? The SPCCU has you covered! Check out our insurance products below.
Insurance
The Family Critical Illness Plan
What is the Family Critical Illness Plan?
The Family Critical Illness Plan (FCIP) is a plan designed to provide financial protection for you and your family in the event should you or any one of your covered family members become diagnosed with one of the six specified illnesses:
- Cancer
- Heart attack
- Stroke
- Paralysis
- Major burns
- Coma
Your benefits:
You and any eligible member may enroll for coverage under the Family Critical Illness Plan up to age 59, including the day prior to 60th birthday, children may be enrolled prior to age 26.
Permanently disabled children are covered up to age 75 once enrolled before age 26. Proof of disability is required upon enrollment.
No medical examination is required.
Receive benefits for your specified critical illness claims after a brief waiting period of six months.
This plan is flexible and allows you to select coverage that is right for you and your family.
Documentations required for enrolment:
To enroll you must complete an enrollment form and submit the following documents for each insured person along with your first month’s premium.
- Proof of identity: copy of Government issued driver’s License, passport or national ID
- Proof of relationship: Copy of birth certificate and/or marriage certificate (where applicable) Documents relating to name change: Deed poll and other documents notarized by a notary public or justice of peace.
- Proof of Address: Utility bill, Bank or Credit Union Statement not more than three months old.
For more information, please click here to view our brochure.
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