Dear Members, 

At the 45th Annual General Meeting of the St Patrick’s Cooperative Credit Union Ltd  (SPCCU), which was held on 28th April 2016, members made a decision via the new  Bylaws to stipulate the minimum permanent shares required for membership at 20  shares, at $5 each, a total of EC$100.00

New members, 17 years or older are now required to open their account with 20 permanent shares, at a total of E.C. $100.00.  

Current members with less than 20 shares will be required to increase their share  holding to 20 permanent shares of EC$100 by June 30th, 2022.  

Accounts that do not have the required minimum permanent shares, will have the  amount automatically transferred from one of your saving accounts as of the end of  June 30th, 2022.  

Accounts that do not have the required number of shares after this date will become  inactive. If you already have $100.00 or more in Permanent Shares, you do not need  to take any action. 

Permanent Shares help to strengthen your credit union. Eventually, once the SPCCU  is adequately capitalized as per the Co-operatives Societies Act and Regulations,  members will get returns on their permanent shares in the form of dividends.  

We look forward to your co-operation. 

St Patrick’s Co-operative Credit Union Ltd. Our Credit Union belongs to us! Dated the 24th day of March 2022.  

PETER D.A. QUEELEY  

GENERAL MANAGER

St. Patrick's Co-Operative Credit Union Christmas Club Notice

Members of the St. Patrick's Co-Operative Credit Union Ltd are asked to note that the current Christmas Club savings program closes on Wednesday November 3Oth, 2022, and payments will begin on Monday December 5th, 2022.
Members are also asked to note that the new Christmas Club savings program will open from Thursday December 1st, 2022.
All members and potential members are asked to note that the business hours of the Credit Union are:
8:00am - 3:00pm Monday, Tuesday, Thursday and Friday
8:00am - 2:00pm Wednesday
Thank you for your usual kind co-operation.

Dated the 25th day of November 2022.

PETER D.A. QUEELEY

GENERAL MANAGER