St. Patrick’s Co-operative Credit Union Ltd. is seeking a dynamic and committed Loans Officer to join our team. This essential role involves the effective administration of our lending portfolio, evaluating loan applications, providing sound financial advice, and ensuring compliance with internal lending policies and regulatory guidelines.

Key Responsibilities:

• Evaluate and process loan applications with precision and care.
• Provide financial guidance to members regarding loan products.
• Ensure strict compliance with internal policies and regulatory requirements.
• Support the Credit Union’s mission of promoting responsible financial empowerment.

Qualifications & Experience:

• Associate’s degree or diploma in Business Administration, Banking & Finance, Accounting, or related field. (Bachelor’s degree is advantageous.)
• Minimum of 1 year’s experience in credit or loan processing, preferably within a financial cooperative or related institution.
• Strong understanding of credit principles, loan underwriting, and regulatory requirements specific to Montserrat.
• Proficiency with Microsoft Office Suite and relevant financial software.

Application Submission: Interested candidates should submit their resume, cover letter, and two professional references by 15th August 2025 to:

The General Manager
St. Patrick’s Co-operative Credit Union Ltd.
Brades, Montserrat

Click here to download the job description.

Brades, Montserrat – July 16, 2025 — The Board of Directors of St. Patrick’s Cooperative Credit Union Limited (SPCCU) is pleased to announce the appointment of Paul B. Maxwell, GEMBA, BSc. (Hons), as its new General Manager, effective July 15, 2025.

Mr. Maxwell brings to the role over 25 years of experience in the financial services sector across the Caribbean, including executive leadership roles in banking, credit unions, and digital payments. His impressive tenure as President & CEO of CAPITA Financial Services Inc. — with operations in both Barbados and St. Lucia — saw the institution double its asset base and expand its footprint in the payments and credit union space through strategic innovations like the UNICARD network and Mastercard card issuance partnerships.

His appointment marks a transformative moment for SPCCU and for the credit union movement in Montserrat, as the institution positions itself for sustainable growth, increased employee engagement, technological modernization and enhanced service delivery to its members.

“I am honored to join SPCCU at such a pivotal time,” said Mr. Maxwell. “Montserrat’s only credit union plays a vital role in the financial well-being of its people. I look forward to working with the board, staff, and members to build on its strong foundation and

expand its impact through innovation, prudent governance, and a member-first approach.”

Chair of the Board of Directors, Ms. Lovetta Silcott, expressed confidence in Maxwell’s leadership:

“Paul Maxwell brings deep knowledge of Credit Unions, strategic thinking, and regional experience that will be instrumental in enhancing and advancing SPCCU’s mission and strategic goals. His track record speaks for itself, and we are excited about the future of the SPCCU, under his capable stewardship.”

With this new leadership, SPCCU is poised to strengthen its role as a financial partner of choice for individuals, families, and businesses in Montserrat — affirming its commitment to cooperative values and national development.

Attention Members! 📢
Please note that on Monday, July 14th, 2025, our office will open at 8:30 AM. We apologize for any inconvenience and appreciate your understanding.

Please be reminded that permanent shares are the member’s long-term investments in the credit union and cannot be withdrawn or treated as savings.

Please be advised that any early withdrawal from a Christmas Club Account will result in the account being closed.

Seasons Greetings

Our opening Hours for the Christmas period is as follows :-

Monday 23rd December 2024  8.00 am to 3.00 pm

Tuesday 24th December 2024  8.00am to 12.00 noon

Wednesday 25th December and Thursday 26th December 2024 – closed for Public holidays

Friday 27th December 2024  8.00am to 3.00 pm

Monday 30th December 2024 8.00am to 1.00 pm

Tuesday 31st December 2024 closed – Public holiday

Wednesday 1st January 2025 closed – Public holiday

Please note and plan accordingly.

We wish everyone a Merry Christmas and a Happy and Bright New Year !!

The GM will report to the Board of Directors and has a critical function in shaping the organization’s strategy and guiding the team to attain performance milestones. The successful candidate will be responsible for overseeing all aspects of the organization, including financial performance, operational efficiency, employee engagement, and member satisfaction.

Key Responsibilities Will Include:

· Provide visionary leadership and strategic direction to achieve St Patrick’s Co-operative Credit Union Ltd. (SPCCU’s) mission and goals.

· Oversee financial management and maintain the Credit Union’s financial stability and growth.

· Optimize organizational processes, resource allocation, and operational efficiency to enhance productivity and manage costs.

· Maintain and strengthen relationships with members, partners, and other stakeholders to enhance the SPCCU’s reputation and market presence.

· Implement and enforce risk management practices to safeguard the Credit Union’s assets and maintain compliance with applicable laws and regulations.

· Collaborate with the Board of Directors to develop and implement comprehensive business plans.

· Manage the day-to-day affairs of the Credit Union.

Qualifications and Experience:

· Educational Requirements:

o A masters degree or any other advanced degree in Banking, Finance, Economics, or a related field is preferred.

· Professional Experience:

o A minimum of ten (10) years of experience in a Senior Management position at a financial institution or similar type institution.

o Knowledge of domestic, regional, and international financial regulations, including compliance requirements related to banking and finance, such as anti-money laundering regulations.

o Familiarity with the use of microcomputers and financial spreadsheet software.

o Knowledge and/or experience in the Credit Union Movement would be a distinct advantage.

Skills and Other Attributes:

· Excellent communication and interpersonal skills to engage members, employees, and stakeholders at all levels.

· Strong organizational skills to manage and coach cross-functional teams.

· Proven leadership ability within the financial sector and/or credit unions.

· Possess a comprehensive understanding of credit union operations, lending practices, and risk management.

· Experience enhancing member satisfaction, focusing on member-centricity, innovation, and strategic planning.

· Action-oriented, entrepreneurial mindset with flexibility and innovative approaches to operational management.

· Understanding of regulatory requirements and compliance in the financial industry.

· Proficiency in preparing analytic reports, proposals, and policy formulations.

Remuneration Package:

· The remuneration package comprising of salary and allowances, is negotiable based on experience and qualifications

· Employment Terms: Employment will be on a contractual basis of two (2) years in the first instance.

Application Details:

Qualified applicants are invited to submit Electronically ONLY, a detailed resume with 2 professional references and a cover letter, outlining qualifications and experience via email to president@spccu.ms with the subject matter “SPCCU GM Vacancy”. Please note ONLY shortlisted candidates will be notified.

The President St. Patrick’s Co-operative Credit Union Ltd

P.O. Box 337 Brades,

Montserrat W.I.

Deadline for Receipt of Applications:

Thursday, 18th December 2024

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St. Patrick’s Co-operative Credit Union, [July 8, 2024] — St. Patrick’s Co-operative Credit Union Ltd. is proud to announce the appointment of its President, Miss Lovetta Silcott, to the Board of Directors of the Caribbean Confederation of Credit Unions (CCCU). This appointment is a testament to Ms. Silcott’s exceptional leadership and dedication to the Credit Union movement and the island of Montserrat.

Miss. Silcott brings over a decade of experience in the Corporate Governance, Legal and Financial Regulatory Services Management to her new role on the CCCU Board. As President of St. Patrick’s Co-operative Credit Union Ltd., Miss. Silcott leads a diverse, experienced and competent team whose focus is in driving the credit union’s growth, innovation, and commitment to member service. Her expertise and vision will not only benefit the local community but have also set a high standard within the broader credit union sector.

“I am honored and excited to join the Board of Directors of the Caribbean Confederation of Credit Unions,” said Miss. Silcott. “This opportunity allows me to contribute to the advancement and integration of credit unions across the Caribbean. I look forward to working with my fellow CCCU Board members to strengthen our cooperative values and enhance the financial well-being of our members.”

The CCCU is the regional trade and development organization for credit unions in the Caribbean, representing over 2 million members. The Confederation’s mission is to promote the sustainable development of credit unions through advocacy, education, and collaboration.

Miss. Silcott’s appointment to the Board is a significant and historical achievement for St. Patrick’s Co-operative Credit Union Ltd. as it is the first time in over a decade that a representative from the Montserrat Credit Union movement is appointed to the regional body. Her strategic insights and extensive experience will be invaluable in guiding the CCCU’s initiatives and policies.

About St. Patrick’s Co-operative Credit Union Ltd.:

St. Patrick’s Co-operative Credit Union Ltd. is dedicated to providing high-quality financial services to its members, promoting economic growth, and fostering a sense of community. Through innovative solutions and a member-focused approach, the credit union aims to improve the financial well-being of its members and the broader community.

About the Caribbean Confederation of Credit Unions:

The Caribbean Confederation of Credit Unions (CCCU) is a regional organization that represents and supports credit unions across the Caribbean. The CCCU advocates for the development of credit unions, provides education and training, and promotes cooperation and collaboration among its members to ensure the sustainable growth of the credit union movement in the region.